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Obtain Financial Assistance With Your Prescriptions

Many people need prescription assistance in order to pay for their prescriptions. There are many ways to find a good prescription assistance program pap for you and your family. You should first check for federal and state programs. A federal or state organized prescription assistance program pap is designed specifically for those who need financial assistance paying for their medical prescriptions. Eligibility into a prescription assistance program pap is mainly based on monthly income, insurance status, and various other factors. Additionally, there are other ways that people can use to help lower the cost of their prescription drugs.

How to Lower the Cost of Your Prescription Drugs

Prescription Assistance Programs (PAPS)Prescription drugs are very expensive, especially for those without insurance. However, there are various
ways that you can reduce the amount you pay for prescription drugs. The following list are a few tips on how to decrease the amount you have to pay for prescriptions:

  • Buy Generic Brands: Generic brand drugs can be less expensive than brand name drugs. If your doctor gives you a prescription for a brand name drug, ask him if a generic drug is available. Generic brands that have been approved by the Food and Drug Administration offer the same benefits as brand name drugs. They also offer the same amount of strength, performance, and results. Our website will help you figure out whether your brand name prescription has a generic counterpart.
  • Split Your Pills: Many prescription drugs can be increased in dosage without increasing the amount you have to pay. If you ask, many doctors will prescribe a higher dosage that will then allow you to split your pills in half. For example, if you are supposed to take a 10 mg pill, ask your doctor to prescribe a 20 mg pill that you can split in half. Make sure you ask your doctor and pharmacist before splitting your pill. This cost saving technique does not work will all prescription drugs.
  • Get Your Prescription Filled Online: Most online pharmacies are less expensive than regular pharmacies, especially if you have insurance. Your co-payment will likely be cheaper if you order your medicine through your insurance company. Another way to save on prescriptions is by ordering online. Make sure that you only order prescriptions from a legitimate online pharmacy. You can also check with your local pharmacy to see if they offer home delivery services.
  • Ask Your Pharmacist: The best way to find out if you can get your prescription filled at a lower price is by just asking. Although they may not advertise it, some pharmacies will negotiate on prescription prices.
  • Use Coupons: Coupons are very helpful in reducing the cost of prescription drugs. Some coupons may even reduce the overall price by up to 75%. Some brand-name manufacturers also provide discount coupons that will help with the high cost of the their drugs.

Finding A Prescription Assistance Program

If you are interested in finding a prescription assistance program, Partnership for Prescription Assistance offers a list of programs that may be of assistance to you. The website provides applications to various prescription assistance programs, along with a list of programs by location and medication. The website also has a toll-free number that you can call for additional information.

Government Assistance Programs

In addition to a prescription assistance program pap, Medicaid is another beneficial way to lower the cost of your prescription. Medicaid eligibility varies in each state, but most states provide coverage for people with low income or those who are disabled. Beginning in 2014, Medicaid began accepting those under 65 with an average annual income of about $15,000. Click here to see if you qualify for Medicaid assistance.

Health Insurance Program for Children

For those who have children, Children’s Health Insurance Program (CHIP) is a great prescription assistance option that will help lower the cost of your child’s prescription drugs. CHIP provides health coverage to children whose parents may earn too much to qualify for Medicare. CHIP is a resource that is available in every state. If you are interested in more information concerning your state’s CHIP program, please call 1(877) 543-7669 or simply visit http://www.insurekidsnow.gov.

Health Centers Within the Community

There are many health centers within your community that may help cut the high cost of prescription drugs. These health centers include local hospitals and clinics. These community centers will provide free or cheaper health care, depending your income. Community health centers are open to everyone, regardless of whether you have insurance.

Here are two resources for finding health centers within your local area community:

State Programs

Every state offers various types of prescription assistance options for those who need prescription assistance. If you are interested in learning more about the prescription assistance programs available in your state, please visit Partnership for Prescription Assistance to see what programs are available in your state.

Drug Discount Program

Another helpful way to reduce the cost of your prescription drugs is by participating in a 340B Drug Discount Program. This prescription assistance program is available to all, regardless of income. The program requires pharmaceutical manufactures to sell their drugs to hospitals and clinics at a reduced price, ranging anywhere from 25%-50% off. The hospital and clinic can then sell the drugs to patients at a reduced price. To find out if you are eligible for this prescription assistance program pap, ask your doctor or health care provider if their hospital or clinic participates in the 340B Discount Program.

Manufacturer Prescription Assistance Programs

Many manufacturers offer their pharmaceutical drugs at a discount price through their own prescription assistance program. To get started, search your drug manufacturer’s website to see if they offer a drug assistance program that will help you lower the amount you have to pay.

Here are a few example of drug manufacturer’s prescription assistance programs:

Additional Information

The following are a few more helpful tips for finding a prescription assistance program that will help you lower the cost you have to pay for your medicine:

  • Speak With Your Doctor: If you are having a difficult time finding out which prescription assistance program pap you are eligible for, talk with your doctor. A legitimate prescription assistance program will likely need information from your doctor, so ask your doctor if he/she is aware of any programs that can help you with the rising cost of your prescription drugs.
  • Research Your Medicine: If you find that choosing a generic brand is not helping to cut costs, do a little research on your drug brand. Sometimes a prescription assistance program pap will only offer a reasonable discount for brand name drugs.
  • Prepare for the Future: Sometimes a prescription assistance program will only offer discounts for a limited amount of time. If your prescription is coming to an end, find out if you are eligible to apply for another discount.