Like many others, you’re probably wondering how you can save money on your prescription drugs. According to the Centers for Disease Control, many adults take one or more prescribed pills a day. It’s even common for the elderly population to take more than five medications.
Those who don’t have insurance can spend a fortune buying prescription medication. Even with insurance, the drugs are still expensive. Rather than skipping your medication, you should try some different methods to lower the cost.
Talk to Your Doctor
Don’t be afraid to discuss your concerns about the cost of medication with your doctor. It drives physicians crazy when patients neglect to have their prescription filled. They would rather help you find a solution instead of allowing you to ignore the prescription.You must have options to avoid paying for a pricey drug. Most physicians are more than willing to give you multiple options. Sometimes, all it takes is a simple inquiry to learn more about different treatment methods. When you visit the doctor, you should know what questions to ask.
- Ask your doctor to list the top three choices for a drug.
- Figure out which drugs your insurance plan covers.
- Ask your doctor about generic forms of the medication. On average, generic drugs are 80 to 85 percent cheaper than brand-name products.
When figuring out how to save money on your prescription drugs, make sure to shop around. You should compare prices at multiple places; this is the only way to get the best deal possible. During your search, research prices at the following locations:
- Hospital pharmacies
- Drug stores
- Retail stores
Take Care of Yourself
Utilizing preventative care may help you later in life. Always visit the doctor for your yearly checkup. If you are experiencing a health problem, don’t ignore it. Medical problems are easier to treat in their initial stages. Since obesity drives up medical expenses, make sure to maintain a healthy weight. If you are wondering how to save money on your prescription drugs, here are some important steps to take.
- Eat a healthy and balanced diet
- Exercise on a regular basis
- Avoid drinking soda or other sugary beverages
- Get plenty of sleep each night
- Don’t get too stressed
Seek Extra Help
Certain programs were specially designed to help those who have a limited income. For example, some Medicare beneficiaries may receive up to $4,000 a year in extra help. If you have a lot of out-of-pocket expenses, look into state subsidy programs.Another option when figuring out how to save money on your prescription drugs is to go straight to the source. Many pharmaceutical manufacturers offer assistance programs to help those who are uninsured or have a low monthly income.